Private Mortgages

Fast Approvals, Flexible Terms, and Personalized Lending

What is Private Mortgages?

It is a short-term loan provided by individuals, businesses, or investor groups. Unlike traditional banks, private lenders set their own terms and approval criteria, often offering more flexible options for borrowers who may not qualify for conventional financing

Here’s how we can help you With Private Mortgages

We connect you with flexible lending options that offer faster approvals, fewer restrictions, and customized terms to match your unique situation. Whether you have bad credit, need quick funding, or require short-term financing, we help you secure the right mortgages solution—without the hassle of traditional banks

Dream big, finance your home, and make it yours

Make your home ownership dreams come true with our simple mortgage options

Why choose us?

We offer competitive pricing, flexibility, great support, and continuous innovation

Access to Multiple Lenders

More mortgage options beyond a single bank

Debt consolidation

Easily streamline finances with our expert guidance

First time home buyer

Get the best rates and approval for your dream home

Simplified Process

We handle paperwork and coordinate with lenders for you

Instant Pre Approval

Quick assess your home-buying potential with our quick qualifier tool

Potential for Exclusive Deals

Access special rates and promotions not available to the public

Answers to Your Questions

Get all your mortgage questions answered with clear, reliable, and comprehensive guidance, ensuring you re confident every step of the way.
What is a private mortgage?
A private mortgage is a home loan from an individual or private lender, instead of a bank. It’s ideal for borrowers with bad credit, self-employed income, or unique property types.
Who should consider a private mortgage?
Private mortgages are great for self-employed borrowers, those with low credit scores, or people needing short-term financing that traditional banks won’t approve.
Do private mortgages have higher interest rates?
Yes, private lenders charge higher interest rates because they take on more risk. However, they offer faster approvals and flexible terms.
How long is the repayment term for a private mortgage?

Most private mortgages are short-term loans, typically 6 months to 3 years, designed for temporary financing until you qualify for a traditional mortgage.

What are the risks of a private mortgage?

Risks include higher costs, shorter terms, and potential refinancing challenges. Geo Mortgage helps you find trusted private lenders with fair terms.

How can Geo Mortgages help with private mortgages?

Geo Mortgage connects you with reputable private lenders and helps you secure a loan that meets your needs with clear terms and a fast approval process.

Get Expert Mortgage Help

Need a mortgage? Geo Mortgage offers fast, personalized solutions for home loans, refinancing, and more.