Bad credit Mortgages

Funding at Every Stage to Keep Your Build on Track

What is Bad credit Mortgages?

A bad credit mortgage is a type of home loan designed for borrowers with a poor credit history. These mortgages are aimed at individuals who may have had financial difficulties in the past, such as late payments, defaults, or bankruptcies, which have negatively impacted their credit scores.

Here’s how we can help you With Bad credit Mortgages

We provide personalized guidance and connect you with specialized lenders to secure flexible bad credit mortgage options. Our transparent process and credit improvement strategies ensure you get competitive rates tailored to your financial needs.

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Make your home ownership dreams come true with our simple mortgage options

Why choose us?

We offer competitive pricing, flexibility, great support, and continuous innovation

Answers to Your Questions

Get all your mortgage questions answered with clear, reliable, and comprehensive guidance, ensuring you re confident every step of the way.

Can I get a mortgage with bad credit?

Yes! Many lenders offer bad credit mortgage options. You may need a higher down payment or a co-signer, but homeownership is still possible.

What credit score do I need to qualify?

Lenders have different requirements, but you can often qualify with a credit score as low as 500-600. Higher scores get better rates and terms.

How can I improve my chances of approval?

To improve approval chances, pay down debts, save for a larger down payment, and show stable income. Geo Mortgage helps you find the best options for your situation.

Do bad credit mortgages have higher interest rates?

Yes, lenders charge higher rates to offset risk. However, improving your credit over time allows you to refinance for better terms later.

Can I get a bad credit mortgage with no down payment?

It’s rare, but some lenders offer no or low down payment options for borrowers with strong income or co-signers. Geo Mortgage helps find the best available programs.

How can Geo Mortgages help with bad credit mortgages?

Geo Mortgage works with specialized lenders to secure the best possible rates for bad credit borrowers. We guide you through the process and help you improve your credit for future savings.

Geoji Cherian

289 783 8321

Geoji Cherian