Investment and Rental Mortgages

Flexible Financing to Help You Earn More from Rentals

What is Investment and Rental Mortgages?

An Investment and Rental Mortgages is a loan specifically designed for individuals looking to purchase properties for rental income or investment purposes. Unlike primary home mortgages, these loans often have different qualification criteria, higher interest rates, and larger down payment requirements

Here’s how we can help you Investment & Rental Mortgages

Investing in rental properties is a smart way to build wealth, and the right mortgage can make all the difference. Whether you’re buying your first investment property or expanding your portfolio, there are financing options designed to maximize your returns. With flexible terms and competitive rates, you can secure a mortgage that helps you generate passive income and grow your real estate investments with confidence

Dream big, finance your home, and make it yours

Make your home ownership dreams come true with our simple mortgage options

Why choose us?

We offer competitive pricing, flexibility, great support, and continuous innovation

Access to Multiple Lenders

More mortgage options beyond a single bank

Debt consolidation

Easily streamline finances with our expert guidance

First time home buyer

Get the best rates and approval for your dream home

Simplified Process

We handle paperwork and coordinate with lenders for you

Instant Pre Approval

Quick assess your home-buying potential with our quick qualifier tool

Potential for Exclusive Deals

Access special rates and promotions not available to the public

Answers to Your Questions

Get all your mortgage questions answered with clear, reliable, and comprehensive guidance, ensuring you re confident every step of the way.
What is an investment property mortgage?

An investment property mortgage is a home loan used to buy rental properties. It’s different from a regular mortgage because lenders consider rental income and property risks when approving the loan.

How much down payment do I need for a rental property?

Most lenders require at least 20% down for investment properties. Some options may allow lower down payments if you live in one of the units.

Can I use rental income to qualify for a mortgage?

Yes! Many lenders let you use future rental income to boost your mortgage approval chances, helping you qualify for a larger loan.

Are interest rates higher for investment mortgages?

Yes, rental property mortgages usually have higher interest rates than primary home loans. However, Geo Mortgage can help you find the best rates and terms.

What are the risks of investment property mortgages?

Risks include vacancy periods, maintenance costs, and market fluctuations. A strong financial plan and choosing the right mortgage can help manage these risks.

How can Geo Mortgage help with investment property financing?

Geo Mortgages connects you with lenders offering competitive rates for rental properties. We help you maximize rental income and build long-term wealth.

Get Expert Mortgage Help

Need a mortgage? Geo Mortgage offers fast, personalized solutions for home loans, refinancing, and more.