Mortgage Renewals
Lock in lower rates, reduce payments, and secure your financial future with ease
What is Mortgage Renewals?
Mortgage renewal is when your current mortgage term ends, and you sign a new agreement with the same or a different lender for another term. It’s an opportunity to
negotiate a better interest rate, change your loan terms, or switch lenders if you find a better deal
Here’s how we can help you Renew / Swap your mortgage
We find the best rates, talk to lenders on your behalf, and help you decide if a new
mortgage plan suits your needs. Switching lenders could get you lower interest
rates, better payment options, or more flexible terms. Our team makes the process
easy, so you get the best deal without any stress
Dream big, finance your home, and make it yours
Make your home ownership dreams come true with our simple mortgage options
Why choose us?
We offer competitive pricing, flexibility, great support, and continuous innovation
Access to Multiple Lenders
More mortgage options beyond a single bank
Debt consolidation
Easily streamline finances with our expert guidance
First time home buyer
Get the best rates and approval for your dream home
Simplified Process
We handle paperwork and coordinate with lenders for you
Instant Pre Approval
Quick assess your home-buying potential with our quick qualifier tool
Potential for Exclusive Deals
Access special rates and promotions not available to the public
Answers to Your Questions
Get all your mortgage questions answered with clear, reliable, and comprehensive guidance, ensuring you re confident every step of the way.
What is a mortgage renewal?
A mortgage renewal happens when your current loan term ends, and you sign a new agreement, either with your current lender or a new one. This is a chance to secure a better rate or adjust your loan terms.
When should I start thinking about mortgage renewal?
Start at least 4-6 months before your term ends. This gives you time to compare rates, negotiate better terms, and explore new lender options if needed.
Can I switch lenders when renewing my mortgage?
Yes! You’re not locked in with your current lender. Switching could help you get a lower rate, better terms, or improved flexibility. Geo Mortgage helps you explore your best options.
What happens if I don’t renew my mortgage on time?
If you don’t renew, your lender may automatically roll you into a new term with higher rates. Reviewing your options early ensures you get the best deal.
Can I change my loan terms during renewal?
Yes! Renewal is a great time to adjust your loan length, change interest rate types, or add prepayment options to match your financial goals.
How can Geo Mortgage help with my renewal?
Geo Mortgage compares lenders, negotiates better rates, and customizes renewal plans to fit your needs. Contact us early to get the best mortgage renewal options.
